Scrum Value Agents

Risk Intelligence

收益波動與入住率

租金、入住率、營運費用、季節性與競爭供給會影響預期收益率和實際收益。

01Projected occupancy and downside scenario
02Rate, seasonality, and competing supply
03Net income after fees, operating cost, and repairs
04Owner use versus income plan
Before purchaseDuring holdExit

Risk Map

Treat occupancy and income movement as assumptions.

Rental income moves with seasonality, demand, management, and supply. Review net cash flow and volatility, not only headline yield.

Document 01Income simulationDocument 02Historical occupancy dataDocument 03Operating cost schedule

Conclusion

Conclusion

Projected yield is not a guarantee. Conservative occupancy and post-expense net income should be compared.

Why It Matters

Why this must be reviewed

Resort, short-stay, hotel condo, and city rental assets have different income models. Higher projected yield requires deeper review of occupancy, rate, fees, marketing, and repairs.

Due Diligence

Checks before purchase

Projected occupancy and downside scenario

Rate, seasonality, and competing supply

Net income after fees, operating cost, and repairs

Owner use versus income plan

Due Diligence

Documents to review

Income simulation

Historical occupancy data

Operating cost schedule

Comparable rent data

Red Flag

Red flags

Projected yield is presented like a guarantee

Only pre-expense numbers are emphasized

Seasonality and vacancy are not explained

Consultation Cases

When to consult

You want both income and private useProjected yield needs reviewResort or hotel condo assets are being considered

FAQ

FAQ

How should projected yield be treated?

It is a decision input, not a guarantee. Occupancy, expenses, FX, tax, and management terms should be reviewed together.

Are seasonal assets unsuitable for investment?

Not necessarily. Peak income, off-season cost, owner-use value, and exit demand should be reviewed together.